As you age, one of the most important things in your life will be how you will maintain your quality of life when you are no longer working and earning an income. For many people, this is a serious question that is accompanied by stress, fear, and worry about providing for oneself and family. For divorced couples, this stress can be even more significant, especially when one party was counting on being able to receive their ex-spouse’s Social Security retirement benefits. Luckily, this may still be possible. If you live in Winfield, are approaching retirement age, and are divorced, attend one of our free Social Security workshops to learn more about how to maximize your benefit amount.
In order to be able to collect on the record of an ex-spouse, you must be able to demonstrate to the Social Security Administration that:
If you are divorced and eligible for Social Security benefits–whether disability or retirement benefits–on the record of your ex-spouse, you are eligible to begin claiming these benefits when you turn 62. However, if you are still working and would like to continue working, this could have an effect on your benefit amount. Here’s what you need to know:
In most cases, it is highly advised that you wait until reaching full retirement age–or later–before claiming your benefits, whether on your own record of on the record of an ex-spouse. This helps to ensure that you receive your maximum benefit amount.
If you are ready to learn more about how to collect an ex-spouse’s benefits in Winfield, we can help. At Harvest Social Security QA, we believe in providing members of our community with the educational tools that they need to make smart decisions, which is why we host free Social Security workshops near Winfield. If you are ready to sign up for your free workshop today, simply follow the registration information on our website. We look forward to seeing you there!
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