Knowing your plan for claiming Social Security benefits when the time comes is an important part of mapping out your future. However, because there are multiple different strategies for claiming Social Security benefits, you may not be sure which method is best for you, or even what the options are! At Harvest Social Security QA, we know that Social Security questions can be confusing. That’s why we offer free Social Security workshops to those living in Lakes of the Four Seasons and surrounding areas.
If you have earned enough work credits–at least 40–and you are at least 62 years of age, you can begin claiming your Social Security retirement benefits anytime that you want. However, just because you can start benefits as early as 62 doesn’t necessarily mean that you should start benefits. In fact, in many cases, waiting until you reach full retirement age or later is better. Here’s what you need to know about how your benefits will be affected by the age at which you claim Social Security—
Did you know that it’s not only your own record that you can claim Social Security benefits through, and it’s not just Social Security retirement benefits that are available? Spousal benefits, benefits for ex-spouses, disability benefits, survivors’ benefits, and more are all available.
It is important that you have a developed understanding of how Social Security can be claimed. If you have questions, we have answers. To get all of the information that you need, sign up for one of our free workshops near Lakes of the Four Seasons today. Our workshops are designed to provide you with valuable information and give you an opportunity to pose your questions to financial professionals.
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